I used to think stream access was straightforward — if it's a navigable waterway, you've got rights, end of story. Then I spent two years trying to access a gorgeous spring creek that cuts through a private ranch near Dillon, and I learned how badly wrong I was.
In Montana, the public trust doctrine protects access to streams for fishing up to the high-water mark. But when you're buying land that includes or borders a creek, those same rights run in both directions. I've seen buyers completely overlook recorded public access claims that cross their future property — then spend serious money disputing what was already settled law.
Before closing on any riparian parcel, pull every recorded document referencing the waterway. Check for Fish and Wildlife easements, state access program agreements, and historic use records. The seller may not even know they exist.
I'd rather have that conversation before wiring a down payment than after I'm posting no-trespassing signs I can't legally enforce.
Anyone else dealt with public access claims on a creek parcel they thought was fully private?